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Pre-seed investors in financial services

49 firms in the directory fund financial services companies at pre-seed. Firms that write the first institutional cheque, usually before there is revenue to underwrite.

Where these firms are

  • California 8
  • United Kingdom 5
  • New York 4
  • United States, state not given 4
  • Illinois 3
  • Brazil 2

Head office location. Most firms invest well outside it.

A-Level Capital

Venture capital

Baltimore, MD, USA


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services

Student-run VC funding and supporting the Johns Hopkins entrepreneurial ecosystem.

Angel Invest

Venture capital

Berlin, Germany


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Financial Services

One of Europe's most active early-stage funds, backing 50+ pre-seed/seed startups a year with a small first check plus hands-on founder coaching.

BoxGroup

Venture capital

New York, NY


Stages

Pre-seedSeed

Sectors

Software & Internet · Financial Services

Backs founders at the absolute earliest stage with small, high-conviction, non-lead-friendly seed checks across a very large portfolio.

Breega

Venture capital

Paris, France


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Financial Services · Environmental & Safety

Founder-focused early-stage VC providing capital plus dedicated operational support from pre-seed to Series A+ across Europe and Africa; B Corp certified.

Brightspark Ventures

Venture capital

Toronto, Canada


Stages

Pre-seedSeedSeries A

Sectors

Financial Services

Backs exceptional Canadian early-stage tech companies, with SPV and secondaries access for accredited investors.

Clever Capital

Venture capital

Cluj-Napoca, Romania


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Financial Services

Founder-led private investment group that backs and mentors early-stage tech founders in Transylvania and CEE, helping them reach international follow-on rounds; member of SeedBlink ELITE and the…

Club degli Investitori

Venture capital

Turin, Italy


Stages

GrowthPre-seedSeedSeries ASeries BSeries C

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services · Food & Beverage · Real Estate · Education

Italy's most active business angel network, with 400+ member entrepreneurs and professionals syndicating capital, network and operating expertise into Italian-founded startups and innovative SMEs.

CoFound

Venture capital

New York, NY, United States


Stages

Pre-seedSeed

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services

Solo-GP seed fund that invests then works hands-on with founders to build a repeatable, formalised sales motion and revenue engine.

Connect Ventures

Venture capital

London, United Kingdom


Stages

Pre-seedSeed

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services · Environmental & Safety

Backs opinionated 'product founders' from day zero, often leading first rounds at the idea stage.

Core Innovation Capital

Venture capital

Los Angeles, California


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services · Energy & Utilities

Backs founders modernising the infrastructure that powers wealth and health for the mass market, on the thesis that serving everyday Americans profitably produces outsized venture returns.

CREANDUM

Venture capital

Stockholm, Sweden (offices in Berlin, London and San Francisco)


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services · Consumer & Retail

Backs European technology founders early - 'before it's obvious' - and supports them from seed through scale (portfolio includes Spotify, Klarna, Depop, Factorial).

Deciens Capital

Venture capital

Albuquerque, New Mexico, United States


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Financial Services

High-conviction, concentrated early-stage fund aiming to be the first material capital into fintech companies in winner-take-all markets with durable moats.

DFS Lab

Venture capital

Seattle, Washington, United States (Africa-focused)


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Financial Services

Research-driven early-stage fund backing African entrepreneurs using technology to reshape digital commerce and financial services on the continent.

Expon Capital

Venture capital

Luxembourg


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services

Backs early-stage startups with global ambitions and a Luxembourg link; 'doesn't wait for consensus.'

foundation capital

Venture capital

Palo Alto, USA


Stages

Pre-seedSeries A

Sectors

Software & Internet · Financial Services

Backs extraordinary founders from day zero with deep sector conviction, frequently as the company's first investor.

Honey Island Capital

Venture capital

Curitiba, Brazil


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Financial Services

Backs Latin American fintech founders building validated, scalable financial innovation; founded by former EBANX partners.

Indicator Ventures

Venture capital

Boston, Massachusetts, USA


Stages

Pre-seedSeed

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services · Consumer & Retail

Backs high-velocity founders at the pre-seed and seed stage.

M25

Venture capital

Chicago, Illinois, USA


Stages

Pre-seedSeed

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services · Industrials & Manufacturing · Transportation & Logistics

Analytical, high-volume pre-seed/seed VC backing go-to-market founders across the Greater Midwest.

monashees

Venture capital

Sao Paulo, Brazil


Stages

Pre-seedSeed

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services · Consumer & Retail

Backs bold technology-driven Latin American founders building category-defining, globally scaling companies.

OVO Fund

Venture capital

Menlo Park, USA


Stages

Pre-seedSeed

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services

Backs founders at the earliest 'negative one to zero' stage, before product-market fit.

oxford capital

Venture capital

Oxford, UK


Stages

GrowthPre-seedSeedSeries BSeries C

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services

Partners with exceptional founders and high-potential scale-ups across the UK from pre-seed through growth.

Purposebuiltcompanies

Venture capital

San Francisco, California, USA


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Financial Services

Venture studio that co-founds mission-driven companies alongside entrepreneurs.

Relay Ventures

Venture capital

Toronto, Ontario, Canada


Stages

GrowthPre-seedSeedSeries BSeries C

Sectors

Software & Internet · Financial Services · Real Estate

Backs founders solving major pain points in large markets across proptech/fintech/sportstech (currently Fund V).

Rhodium

Venture capital

Herzliya, Israel


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Financial Services · Consumer & Retail

Recanati-family venture backing early-stage founders across deep tech and impact.

TA Ventures

Venture capital

Kyiv, Ukraine (global)


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services

Global early-stage VC (founder Viktoriya Tigipko) backing pre-seed and seed technology startups across health, fintech and B2B software.

tba network

Venture capital

Brixen (Bressanone), Italy


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services · Energy & Utilities · Real Estate · Education · +1 more

Non-profit business angel network backing Alpine-region founders with risk capital and expertise.

Tenacity Venture Capital

Venture capital

Palo Alto, California


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Financial Services

High-conviction seed and pre-seed VC (founded by Benjamin Narasin) that screens ~5,000 pitches a year and funds only the top 5-10 early-stage tech founders. Note: input domain foley.com is an Apollo…

UpWest

Venture capital

San Francisco/Palo Alto, California, USA


Stages

Pre-seedSeed

Sectors

Software & Internet · Financial Services · Environmental & Safety

Leads pre-seed and seed rounds for Israeli founders building for the US market (early backer of SentinelOne, HoneyBook).

Watertower Ventures

Venture capital

Beverly Hills, California, USA


Stages

Pre-seedSeed

Sectors

Software & Internet · Financial Services · Business & Professional Services · Consumer & Retail · Media & Communications

Founder-led pre-seed and seed fund providing first institutional capital to AI-enabled software startups and acting as an outsourced corp-dev engine.

AltaIR Capital

Venture capital

San Francisco, United States


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services

Early-stage VC investing in productivity tools, AI, SaaS, fintech, insurtech and digital health across the US, Europe and Israel.

Amplify.LA

Venture capital

Los Angeles, California, USA


Stages

Pre-seedSeed

Sectors

Software & Internet · Financial Services · Consumer & Retail

LA's premier pre-seed fund helping tech founders build scalable companies with hands-on operator support.

Better Tomorrow Ventures

Venture capital

San Francisco, California, USA


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Financial Services

Backs early-stage fintech founders as a hands-on extension of the founding team.

Capnamic

Venture capital

Cologne, Germany


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Financial Services

Backs early-stage tech founders in German-speaking Europe and helps them scale globally.

Congress Avenue Ventures

Venture capital

Manchester, New Hampshire, USA


Stages

GrowthPre-seedSeedSeries BSeries C

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services

Alumni Ventures fund co-investing alongside top VCs for the University of Texas alumni community.

Episode 1 Ventures

Venture capital

London, United Kingdom


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services · Industrials & Manufacturing · Transportation & Logistics

Backs UK pre-seed/seed B2B software founders and helps them reach a successful Series A.

Expansion Venture Capital

Venture capital

New York, NY, USA


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Financial Services · Consumer & Retail · Transportation & Logistics

Founder-led early-stage venture firm backing exceptional founders at pre-seed to Series A across consumer, fintech, logistics and insurtech, with hands-on operating support.

Fika Ventures

Venture capital

Los Angeles, California, USA


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Financial Services · Transportation & Logistics

Backs subject-matter-expert founders shaping their industries, providing tactical value from day one.

Great Oaks Venture Capital

Venture capital

New York, NY, United States


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services

One of the most active NY-based seed investors, partnering with founders at the earliest stage to build enduring businesses.

Hummingbird Ventures

Venture capital

London, United Kingdom


Stages

GrowthPre-seedSeedSeries BSeries C

Sectors

Software & Internet · Healthcare & Life Sciences · Financial Services · Consumer & Retail

Backs rare 'outlier founders' building groundbreaking companies worldwide.

Metagrove Ventures

Venture capital

Sydney, Australia


Stages

Pre-seedSeedSeries A

Sectors

Software & Internet · Financial Services · Energy & Utilities · Transportation & Logistics · Real Estate · Construction

Backs early-stage founders building the future of industry across proptech, logistics and infrastructure.

9 more pre-seed investors in financial services

Listed by name and head office. Full profiles are in the searchable directory.

  • Microtraction · Lagos, Nigeria
  • New Stack Ventures · Chicago, Illinois, USA
  • nextgen venture partners · Washington, D.C., USA
  • Palm Drive Capital · New York & San Francisco, USA
  • Passion Capital · London, United Kingdom
  • Prime Venture Partners · India
  • Runa Capital · Luxembourg City, Luxembourg
  • Sandalphon Capital · Chicago, Illinois, USA
  • Titan Capital · New Delhi, India

Twenty of these are worth your time. The rest are not.

A sector list tells you who invests here. It does not tell you which of them writes cheques your size, at your stage, right now. Run the free valuation and we rank this list against your own numbers, then show you how many fit before you pay anything.

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Counts are as of 2026-09-27; the list above is loaded live, so it can differ if firms have been added or removed since. Sector and stage focus is as stated by the firm. Firms wanting a correction can get in touch.